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Showing posts with label rich. Show all posts
Showing posts with label rich. Show all posts

Wednesday, June 25, 2014

How to be a Millionaire in 10 Easy Steps

How to be a Millionaire in 10 Easy Steps

A lot of Americans dream of being "rich". And, when you ask them do they want to be rich, they say, "money isn't everything." Sorry pal, but in America, money is everything. You can get thrown in jail, for a lack of money. Just ask any ex-husband who's been fired and can't pay court ordered payments who his abled bodied wife.

Now what if I told you that becoming rich, or more specifically, being a millionaire can be achieved in a matter for 5 years.

Well, I have 10 very direct steps you can take, that if you really dedicate yourself to, will make you a millionaire in 5 years.

Wednesday, April 11, 2012

Hate the Rich, Love the Poor

Hate the Rich, Love the Poor

All this "hate the rich" fanfair is completely stupid.

All this "the poor are angels" is equally stupid.

The so called rich create ALL the jobs.

The obama taxes hit people who create jobs and wind up causing them to have to fire half of their staff.

There is no VIRTUE to being poor.

A lot of people are poor BECAUSE of taxes, directly AND indirectly.

How? all the taxes add up to lower pay if they raise them on you AND - higher taxes means that employers get rid of people because of taxes. you lose your job, while living paycheck to paycheck ... HELLO POVERTY.

The enemy is taxes and socialism, NOT the rich.

A rich person, by being rich, has NEVER made you poor or even taken money from you, nor affected you in any way, BUT TAXES HAVE.

Those very jobs you complained about going overseas, IS BECAUSE OF SUBSIDIES PAID BY OBAMA TO SHIP JOBS OVERSEAS. put the blame where it belongs. half of you people must be drinking the cool aid of main stream news. we are paying tax money TO THE COMPANY to ship the jobs overseas.

Finally, if you've gotten this far in reading my comment, then the final truth is that 90% of these taxes are UNNECESSARY, they keep a giant government, bloated beyond the scope of what it should be in the first place. who would you rather take care of the poor, you and your church, or some government agency that makes that same family of mom, dad, child get divorced, prove they are poor, move them out of their family home of 3 generations, prove they have no funds in their bank account, including funds for junior's college education, and THEN give them $300 / month.

Instead of paying taxes, local groups, organizations and individuals would do a much better job of taking care of the poor, homeless, elderly, single moms, families falling on hard times, than any government agency.

Instead of paying taxes TO HAVE JOBS SHIPPED overseas, "in the interest of free trade" yes this is what they claim it is for, we could completely eliminate those taxes form ever being taken in the first place and stop giving it to companies.

Instead of collecting huge amounts, yes millions, from individual people, we could cut all the social programs AND programs that actual hurt the american family AND remove the loop holes.  I guarantee you the rich would love it.

50% of the population is either exempt on taxes, or gets a full refund at tax season.  that means they pay no taxes, because they are poor enough not to have to pay. that means if you actually are in the top 50% you can afford to pay taxes. any sane person would then go to their accountant and tax lawyer and make sure to pay the least amount of taxes.

There is nothing virtuous about paying for a government, that doesn't represent you, does not care about you, tries their best to take as much money from you, JUST BECAUSE.

Instead of defending the government and fighting about who should pay MORE taxes, you should be fighting for everyone to pay less and less and less taxes, every year.

Wednesday, October 6, 2010

For Blacks: Heirlooms Not Hand Me Downs

Second Hand is Never Bad


Second Hand Clothes
If your grandmother or grandfather gave you their car that they have had for twenty years, the average person would turn their nose up at such a thing.  In this article I want to show Black people how the rich, and by rich I mean filthy McNasty rich, keep the rest of us in the poor house, in terms of brain-washing us into thinking hand-me-downs are a bad or even terrible thing.

My father died when I was, oh not even had all my teeth come in yet.  My mother, luckily, was a pretty important person and could afford everything.  However, how she grew up never left her, and she tended to complain about things, although they didn't really affect us, namely clothing me.  So you know, although she complained, she had the money.  She was just so used to such abject poverty that she couldn't understand that, although she made X number of dollars a year, shoes cost $20 / $30 / $40 bucks for a kid.  Let's back up and see how she grew up.

My mother was the middle child of 15 children.  That's right, 15 children!  She did not have the luxury of going shopping for fall school clothing.  In fact, I don't believe they ever went shopping for clothes at all.  She did not own a pair of shoes, until the 6th grade.  All her clothes, including Sunday dresses, were all hand-me-downs from her older sisters.  And, those dresses were hand sewn by my grandmother anyway.  [ When I went to live with my grandmother for a year, she made me three suits from scratch, and she never took a measurement. ]

Now let's think about the situation.  All my mother's life, all her clothes were worn by her older sisters, and she in turn handed down those same clothes to her younger sisters.  Nowhere did they ever go shopping for school clothes.  Imagine for a second, you moms and dads, never going clothes shopping for your children.  Now, I want you to actually sit down and calculate 18 years, including the baby years, of how much money you would KEEP if you never had to buy a single piece of clothes for your children, nor shoes.

Let's go back to my original scenario of your grandparents giving you their car.  In this case I have a real live scenario.  My girl friend [ just a friend ] who is white, got her car from her mother, who bought a new car.  She turned around and gave her younger brother her truck.  Let's give their ages: the mother is ... probably in her 50s; my girl friend is 39; and her brother is 18.  So the brother goes to college with a truck.  He doesn't have to pay anything for it, except the taxes [ taxes includes insurance, which is just another tax ] and gas.  My girl friend doesn't have to pay anything for her car either.  Only the mother, and I assume father, have to buy the new car, but they are both in a much better position to do that, than either of the "kids".

Wealth Preservation


Heirloom Clothing
This is exactly what Black people are missing.  So many Black people are sold on the idea that they are individuals and what's mine is mine and what's yours is yours.  You will find that the higher up the economic food chain you climb, the less and less that statement is true, to the point that at the top of the economic food chain [ the real rich people ] there is not even a concept of "my sons have to go out and get their own job and house and money".  When the elite have children, they are simple their family.  Forever!  The son or daughter simply sits in the captain's chair when the father dies.

They don't move out.  They don't get their own house.  They don't buy their own car.  They don't pay rent.  They don't divide the family resources and give it to someone else.

That last statement is the key to it all.  Once you understand that your family simply expands with the addition of children, and weddings and grandchildren, you understand that your wealth must be maintained forever.  That wealth comes from the resources your family [ whole family ] has at their disposal.  A child [adult child] that would leave the house and go buy another house or rent an apartment and buy a car is virtually throwing away resources.

I was talking to a family member and they said, "you know us Black folk can't live together, we need our own space."  It is a completely false statement.  Black people have been living with each other for thousands upon thousands of years.  The Black sense of the family unit was intact until they started "integration".

With integration, the evils of advertisement took hold of the Black family.  In an effort to get EVERYONE to buy things, the definition of what it is to be American kept being redefined, redefined, to the point it now means, get your own house / car / stuff.  Buy buy buy!

Black people are 50% poorer than white people.  We cannot afford to buy buy buy.  We need to take home the message of wealth preservation.  We need to maintain the family unit forever.

The Real Hand-Me-Downs


Here's a brief list of things that would change your life if your parents or grandparents gave them to you, instead of you having to buy them.

  • cars
  • clothes
  • shoes
  • purses
  • houses
  • land
  • china ware
  • pots and pans and skillets
  • kitchen knives
  • tables
  • chairs
  • furniture
  • tools
  • suits
  • wedding gowns
  • jewelry
  • gold
  • silver
  • coin collections
  • business
If you had your parents live with you, or grandparents and you virtually inherited their household, you would preserve so much wealth, just in terms of things, that it would kick you up several notches in wealth.  This is not to say, go steal your parents things.  This is to say, rethink your entire lifestyle.  If you have several households that your family is paying for, stop it.  Your children shouldn't move out of your house, until they get married and their spouse forces them to move.  Even then, if they get married, they can still live with you.

Big Black Family
This stupid notion that children should move out of the house, was nothing more than businesses changing people's viewpoint to get them to buy buy buy.  Noone, no racial group, ever thought children should move out the house at 18.  It is a virtually new concept.  And, it is just a marketing ploy.  They keep reinforcing it, because they have to.  It is not natural for a caring parent, who loves their children, to all of a sudden say, "ok junior, get out".  They continuously bombard us with the idea that children should get out of the house, in movies, commercials, Oprah.

To have something, you have to keep something.  Even the poorest worker in America, if they kept all of their paychecks, has 1 million dollars go through his hands.  Imagine if that worker saved every penny he possibly could.  Then, his son saved his.  By the time the grandchild rolls around, the family is soundly rich.  But, you can't do that buying 10 cars in your lifetime.  You can't do that buying 4 houses in your lifetime.  You can't do that shopping for school clothes for fall and summer every year.  You can't do that buying cheap Chinese plates that chip and break every 2 years.  You can't do that buying pots that are so thin they burn every 2 years.  You can't do that paying for a baby sitter, or daycare that costs more than what your wife makes at her job.  [fool]  You can't do that sending your dumb kid to college, which you can't afford, and neither can he, going into debt, when he could have gone to a vocational school or professional school and come out making the family twice as much as the father.  You can't do that by sending your kid to college, only to turn around and get a job making some else rich, instead of opening up a family business or practice.

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