Being 100% in Debt

Fact: you can save money, and purchase a house with cash. Fact: you can save money, and purchase a car with cash. Fact: you can save money, and furnish your entire house with cash. Fact: you do not need to move out of your parents house... EVER. Fact: you do not need to buy a car every 3 years. Fact: you do not need the latest iphone. Fact: you do not need a credit card. Fact: you do not need to go into debt or take out a loan... EVER.

I bet you never hear that. I bet you only see or hear people say what the "American Dream"™ is. The truth is the "American Dream"™ has been overtaken and redefined by corporate america. I bet you only hear, that living in a house and taking out a mortgage is "normal".

Imagine if noone had a mortgage? We wouldn't have had a housing bubble to burst. Imagine if all notes on homes were carried by the owner of the house, without any bank interruption. Instead of being upside down in a house with outrageous interest rates, you'd be in a much better house, that you'd take legal possession of from day one, with a very low interest rate, if any.

But, people buy into the lie that is the current Consumer Economy™ and think that they have to put their neck on the chopping block and live the Lifestyle. What's worse, is that people buy into this lie and then complain when they figure out that they cannot afford it.

You have only yourself to blame:

when you buy a car every 3 years.
when you take out a loan to buy a house
when you take out loans to purchase major appliances
when you take out a loan to furnish your house
when you buy the latest iPhone
when you buy the latest video game
when you buy the latest laptop
when you buy the latest fashion
when you eat out daily
when you buy ready made food
when you waste water and electricity
when you do not help less fortunate than yourself

The US is not in a recovery. The government is feeding you a line to make sure you stay in line, purchasing. The government is feeding you a line, to make sure you vote them back into office. The government is feeding you a line, to make sure you vote republican / democrat. The government is feeding you a line, to make sure you don't revolt at them unconstitutionally sending troops into a country's civil war. The government is controlled by wallstreet and you are being fed line after line to believe in the government.

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